Refinance Loans and Mortgage Rates

When you refinance your mortgage, you typically exchange a higher interest rate for a lower rate, which reduces your monthly payment. Refinancing your mortgage also allows you to take advantage of your home equity. Many people chose to refinance from an adjustable rate mortgage (ARM) to a fixed-rate mortgage in order to avoid increasing mortgage rates and lock in a lower rate and lower monthly mortgage payments.

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How to Refinance

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