Home Equity Loan Company Directory

You can get the money you need by taking advantage of your home's equity with a home equity loan. A home equity loan or line of credit enables you to use your home's equity as collateral in order to borrow money. Equity is the difference between how much your home is worth and how much you owe on the mortgage. Home equity loans and lines of credit are The average repayment period is 15 years, although the period could be anywhere from five to 30 years.

Find Competitive Home Equity Loans

1. Objective

Pay off debt
Home improvement
Pay tuition
Other

2. State

-- Select One -- Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington DC West Virginia Wisconsin Wyoming

3. Property type

Single family residence Multi-family residence Condominium Mobile home Manufactured home

4. Credit rating

Excellent Good Fair Poor

Articles About Home Equity Loans

• Mortgage Basics: Knowledge is Power
  Understanding a few basics about mortgage rates can help homeowners understand when to refinance or get a home equity loan.
• Home Equity or HELOC? A Home Equity Loan Can Lock in Favorable Conditions
  With mortgage rates low and home prices shaky, a home equity loan may be better than a HELOC for locking in favorable terms.
• When to Use Home Equity as Collateral
  Since mortgages use your home as collateral, understand what advantages and conditions should apply to a home equity loan.
• Time to Consider a Home Equity Mortgage?
  Mortgage market conditions make this a good time to consider a home equity loan.
• Let Mortgage Companies Compete for Your Home Loan
  Make sure you get the best loan for the best cost by having mortgage companies compete for your business.
• What Are Mortgage Closing Costs?
  When you are preparing to purchase your new mortgage or home equity line, you need to also take into consideration closing costs.
• Mortgage Interest Deductions
  The government encourages Americans to buy homes by allowing taxpayers to deduct the cost of mortgage interest and real estate taxes--within limits.
• Smooth Move: Using a HELOC to Tame Mortgage Lending Cycles
  HELOCs can smooth out the peaks and valleys of mortgage lending cycles.
• Now Is a Great Time for a Home Equity Loan
  With the prime rate dropping, now might be the perfect time to look for a home equity loan.
• Don't Undervalue Home Equity When Choosing a Mortgage
  Some mortgage options build home equity faster than others.
• Southern Californians May Expect Delays with Home Equity Loans
  Homeowners lucky enough to be spared from October’s wildfires may find delays when applying for mortgages and home equity loans.
• Using a Home Equity Mortgage Responsibly
  Used responsibly, a home equity mortgage can be a means of reinvesting in the value of your property.
• Home Equity Lines vs. Home Equity Loans
  Are you a gambler or do you like the “sure” bet? Depending on your personality type, you may want a home equity line of credit or a home equity loan—know the difference between the two!
• Are Home Equity Lines Making a Comeback?
  With recent events in the mortgage industry, the pendulum seems to be swinging back to home equity loans and lines of credit. Read on to find out why.
• Mortgage Interest Deductions: Home Equity Loans
  The deductibility of mortgage interest paid on home equity loans is the topic of this final installment in a three part series on tax breaks for homeowners.
• Is a Home Equity Line of Credit Right for You?
  Here are a few questions to ask yourself as you decide whether a home equity loan is right for you.
• Most Commonly Asked Questions About Mortgage Loans
  Do you know the answers to the most asked questions about home financing? Read on to test your knowledge of mortgage loans and home equity lines of credit.
• Second Mortgage Loans versus Home Equity Lines of Credit
  Which loan is best suited for you--a home equity line of credit or a second mortgage loan? Read on to find out.
• What is a Home Equity Line of Credit?
  A home equity line of credit doesn't have to be mysterious. Read on to learn how a home equity loan works.

How to Refinance

• Why Length Matters
• Apples-to-Apples Rate Comparisons
• What Rising Rates Mean for Refinancing
• Adjustable-Rate Mortgages

Mortgage Calculators

• Simple Loan Payment Calculator
• Biweekly Mortgage Payment Calculator
• Mortgage Payment Tables
• Loan Qualification Calculator
• View All Calculators